Background Culture Tips CONTEMPORARY 现代大学英语 COLLEGE ENGLISH The Beginning of Banking 1.Banks first emerged in the Middle Ages when people grew tired of carrying around all their gold and began leaving their money with the goldsmith. 2.Until the founding of the Bank of England in 1694, England's goldsmiths were its first bankers.They kept money and other valuables in safe custody for their customers.They also dealt in gold bullion and foreign exchange.They profited from acquiring and sorting coins of all kinds.To attract coins,the smiths were willing to pay interest
Background The Beginning of Banking 1. Banks first emerged in the Middle Ages when people grew tired of carrying around all their gold and began leaving their money with the goldsmith. 2. Until the founding of the Bank of England in 1694, England's goldsmiths were its first bankers. They kept money and other valuables in safe custody for their customers. They also dealt in gold bullion and foreign exchange. They profited from acquiring and sorting coins of all kinds. To attract coins, the smiths were willing to pay interest. Culture Tips W B T R
Background Culture Tips CONTEMPORARY 现代大学英语 COLLEGE ENGLISH 3.The goldsmiths noticed that deposits remained at a fairly steady level over long periods of time.Deposits and withdrawals tended to balance each other because customers only wanted enough money on hand to meet everyday needs.This allowed the smiths to loan out at interest cash that would otherwise be idle. From this practice emerged the modern facets of banking:keeping deposits,making loans,and maintaining reserves. 4.Another practice of the goldsmiths,by which a customer could arrange to transfer part of his balance to another party by a written order,was the start of the modern check-writing system
Background 3. The goldsmiths noticed that deposits remained at a fairly steady level over long periods of time. Deposits and withdrawals tended to balance each other because customers only wanted enough money on hand to meet everyday needs. This allowed the smiths to loan out at interest cash that would otherwise be idle. From this practice emerged the modern facets of banking: keeping deposits, making loans, and maintaining reserves. 4. Another practice of the goldsmiths, by which a customer could arrange to transfer part of his balance to another party by a written order, was the start of the modern check-writing system. W B T R Culture Tips
Background CONTEMPORARY Genre 现代大学英语 COLLEGE ENGLISE A Short Story Plot:a man embarrasses himself by blindly interfering with a bank officer's "unfair"rejection when a boy requests to withdraw money Setting:in a bank in New York at noon one day Characters:the narrator,a boy,and a fortyish bank officer Theme of the story:what do you think?
Background Genre A Short Story Plot: a man embarrasses himself by blindly interfering with a bank officer’s “unfair” rejection when a boy requests to withdraw money Setting: in a bank in New York at noon one day Characters: the narrator, a boy, and a fortyish bank officer Theme of the story: what do you think? W B T R
The Boy and the Bank Office CONTEMPORARY Unit 2 现代大学英道 Theme Structure Character Analysis Text Analysis Detailed Analysis
Detailed Analysis Character Analysis Structure Theme The Boy and the Bank Officer Unit 2 Text Analysis T W B R
Text Analysis Theme CONTEMPORARY 现代大学英道 ·Banks are not necessarily“evil'. Prejudice makes people embarrass themselves. Unkind deeds may come from a heart that is too eager to be kind. ·Lying is not always an“evil'. Children shouldn't be allowed to deal with money
Text Analysis Theme • Banks are not necessarily “evil”. • Prejudice makes people embarrass themselves. • Unkind deeds may come from a heart that is too eager to be kind. • Lying is not always an “evil”. • Children shouldn’t be allowed to deal with money. • . T W B R