art i Cloze Test Directions: For each numbered blank in the following passage, there are four choices labelled A, B, C and D)Choose the best one and put your choice on the ANSWER SHEET (10 points) Communication" and information" are without doubt two key words of our time. Any human relationship or any activity implies a process of communication. All knowledge 4l information on what is happening or on what is being said, done or thought. 42 is new today, however, is the scale and deve lopment of this phenomenon, and the amount of attention now being 43 te it Interpersonal communication has been 44 by mass communication, 45 the amount of information transferred and the size of its public. 46 this information is carried by the mass medianewspapers, radio, televisionit 47 the direct control of the user, who is unable to check it, change it or give an immediate 48. Between these two extreme forms of communicationdirect person person communication and indirect communication between the public and mediumall area of human activity are 49 a whole series of institutions with the capability and duty of communicating knowledge, including the family, the education system, the system of administration and so 50 41.A)consists in B)diviates from C)begins with D)transforms into 42. A)What B)It C)Whatever D)One thing 43. A)paid B)offered C)applied D)extended 44. A)replaced B)supplied C)supplemented D)distorted 45. A)has distinguished B)distinguished by C)to distinguish d)distinguishing 46. A)Even if B)Although C)Since D)No matter how 47. A)avoids B)escapes C)attracts D)repels 48. A)answer B)reply C)reaction D)response 49.A)provided for B)provided in C)provided by D)provided with 50. A)so B)far C)forth D)much Part III Reading Comprehension Directions: Each of the passages below is followed by some questions. For each question there are four answers marked (A),(B),(C),(D). Read the passages carefully and choose the best answer ti each of the questions. Then mark your answer on ANSWER SHEET I by blacking the corresponding letter in the brackets with a pencil (40 Points P The Supreme Court s recent decision allowing regional interstate banks has done away with one restriction in America s banking operation, al though many others still remain. Al though the ruling does not apply to very large money-center banks, it is a move in a liberalizing direcion that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case. The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930s. The current high rate if bank failure- higher than at any time since the great Depression -has made legislators afraid to remove the restrictions. While their legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in todays telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from this restrictions. banks are taking enormo d what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states regulations permitted that bank to explain instead through the acquisition of financially heal thy banks in the region? Of course not. The solution is clear. American banks will be sounder when they are not geographically limited. The house of Representative s banking committee has shown part of the way forward by recommending common-sensical, though limited, legislation for a five-year transtion to nationwide banking. This would give regional banks time to group together to form counterweights to the big money-center banks. Without this breathing space the big money-cent
Part II Cloze Test Directions: For each numbered blank in the following passage,there are four choices labelled A,B,C and D)Choose the best one and put your choice on the ANSWER SHEET.(10 points) “Communication” and “information” are without doubt two key words of our time.Any human relationship or any activity implies a process of communication. All knowledge 41 information on what is happening or on what is being said,done or thought. 42 is new today,however,is the scale and development of this phenomenon,and the amount of attention now being 43 to it.Interpersonal communication has been 44 by mass communication, 45 the amount of information transferred and the size of its public. 46 this information is carried by the mass medianewspapers,radio,televisionit 47 the direct control of the user,who is unable to check it,change it or give an immediate 48 .Between these two extreme forms of communicationdirect person to person communication and indirect communication between the public and mediumall areas of human activity are 49 a whole series of institutions with the capability and duty of communicating knowledge,including the family,the education system, the system of administration and so 50 . 41.A)consists in B)diviates from C)begins with D)transforms into 42.A)What B)It C)Whatever D)One thing 43.A)paid B)offered C)applied D)extended 44.A)replaced B)supplied C)supplemented D)distorted 45.A)has distinguished B)distinguished by C)to distinguish D)distinguishing 46.A)Even if B)Although C)Since D)No matter how 47.A)avoids B)escapes C)attracts D)repels 48.A)answer B)reply C)reaction D)response 49.A)provided for B)provided in C)provided by D)provided with 50.A)so B)far C)forth D)much Part III Reading Comprehension Directions: Each of the passages below is followed by some questions. For each question there are four answers marked (A), (B), (C), (D). Read the passages carefully and choose the best answer ti each of the questions. Then mark your answer on ANSWER SHEET I by blacking the corresponding letter in the brackets with a pencil (40 Points) Passage 1 The Supreme Court's recent decision allowing regional interstate banks has done away with one restriction in America's banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is a move in a liberalizing direcion that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case. The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930's. The current high rate if bank failure - higher than at any time since the Great Depression - has made legislators afraid to remove the restrictions. While their legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today's telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from this restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states regulations permitted that bank to explain instead through the acquisition of financially healthy banks in the region? Of course not. The solution is clear. American banks will be sounder when they are not geographically limited. The house of Representative's banking committee has shown part of the way forward by recommending common-sensical, though limited, legislation for a five-year transtion to nationwide banking. This would give regional banks time to group together to form counterweights to the big money-center banks. Without this breathing space the big money-center
banks might soon extend across the country to develop. But any such legislation should be regarded as only a way station on the road towards a complete examination of American's suitable banking legislation. The author's attitude towards the current banking laws is best described as one of A)concerned dissatisfaction B)tolerant disapproval C ng indifferer D)great admiration Which of the following best describes why the restrictive banking laws of the 1930s are still on the book A)The bank failures of the 1930s were caused by restrictive courts. B)Banking has not changed in the past 50 years. C)The banking system is too restrictive, but no alternatives have been suggested. D)Legislators apparently believe that banking problems similar to those of the Depression still exist today. The author argues that the change to a nationwide banking systems should be A)gradual, so that regional banks have a chance to compete with larger bank B)postponed, until the consequences can be evaluated D)accelerated, to overcome legislative feare bank failures C)immediate, because we cannot afford any more bank failures Which of the following best expresses the main idea of the passage? A)The current banking law must be in terpreted by the Supreme Court to be useful to today's banks. B)Although there are currently many bank failures, the nature of banking has not really change that much C)Money?center banks currently have too much power as compared with the regional banks. D) Because current laws are not responsive to contemporary banking needs, banks have been forced to take needless and dangerous risks. Passage 2 The energy crisis, which is being felt around the world, has dramatized how the careless use of the earth s resources has brought the whole world to the drink of disaster. The overdevelopment of motor transport, with its increase of more cars, more highways, more pollution, more suburbs more commuting, has contributed to the near-destruction of our cities, the breakup of the family, and the pollution not only of local air but slao of the earth s atmosphere. The disaster has arrived n the form of the energy crisis. Our present situation is unlike war, revolution or depression. It is also unlike the great natural disasters of the past. Worldwide resources exploitation and energy use have brought us to a state where long-range planning is essential. What we need is not a continuation of our present serious state, which endangers the future of our country, our children, and our earth, but a movement forward to a new norm in order to work rapidly and effectively on planetary problems. This country has been falling back under the continuing exposures of loss morality and the revelation that lawbreaking has reached into the highest places in the land. There is a strong demand for moral revival and for some devotion that is vast enough and yet personal enough to enlist the devotion of all. In the past it has been only in a way in defense of their own country and their own ideals that any people have been able to devote themselves wholeheartedly. This is the first time that we have been asked to defend ourse lves and what we hold dear in cooperation with all the other inhabitants of this planet, who share with us the same endangered air and the same endangered oceans. There is a common need ti reassess our present course, to
banks might soon extend across the country to develop. But any such legislation should be regarded as only a way station on the road towards a complete examination of American's suitable banking legislation. The author's attitude towards the current banking laws is best described as one of _____ . A)concerned dissatisfaction B)tolerant disapproval C)uncaring indifference D)great admiration Which of the following best describes why the restrictive banking laws of the 1930's are still on the book? A)The bank failures of the 1930's were caused by restrictive courts. B)Banking has not changed in the past 50 years. C)The banking system is too restrictive,but no alternatives have been suggested. D)Legislators apparently believe that banking problems similar to those of the Depression still exist today. The author argues that the change to a nationwide banking systems should be _____ . A)gradual,so that regional banks have a chance to compete with larger banks B)postponed,until the consequences can be evaluated C)immediate,because we cannot afford any more bank failures D)accelerated,to overcome legislative fear Which of the following best expresses the main idea of the passage? A)The current banking law must be interpreted by the Supreme Court to be useful to today's banks. B)Although there are currently many bank failures,the nature of banking has not really changed that much. C)Money?center banks currently have too much power as compared with the regional banks. D) Because current laws are not responsive to contemporary banking needs, banks have been forced to take needless and dangerous risks. Passage 2 The energy crisis, which is being felt around the world, has dramatized how the careless use of the earth's resources has brought the whole world to the drink of disaster. The overdevelopment of motor transport, with its increase of more cars, more highways, more pollution, more suburbs, more commuting, has contributed to the near-destruction of our cities, the breakup of the family, and the pollution not only of local air but slao of the earth's atmosphere. The disaster has arrived in the form of the energy crisis. Our present situation is unlike war, revolution or depression. It is also unlike the great natural disasters of the past. Worldwide resources exploitation and energy use have brought us to a state where long-range planning is essential. What we need is not a continuation of our present serious state, which endangers the future of our country, our children, and our earth, but a movement forward to a new norm in order to work rapidly and effectively on planetary problems. This country has been falling back under the continuing exposures of loss morality and the revelation that lawbreaking has reached into the highest places in the land. There is a strong demand for moral revival and for some devotion that is vast enough and yet personal enough to enlist the devotion of all. In the past it has been only in a way in defense of their own country and their own ideals that any people have been able to devote themselves wholeheartedly. This is the first time that we have been asked to defend ourselves and what we hold dear in cooperation with all the other inhabitants of this planet, who share with us the same endangered air and the same endangered oceans. There is a common need ti reassess our present course, to